US Dollar to Naira exchange rate — USD/NGN
1 USD = 1,326.24 NGNMid-marketas of Twelve Data
Mid-market rate — the midpoint of buy and sell. Banks and apps add a margin, so this is the reference rate, not what you’ll pay.
Exchange rate history
No daily history for this pair yet.
Currency hubs: US Dollar Naira
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What is the USD/NGN exchange rate today?
1 US Dollar buys 1,326.24 Naira, the mid-market rate from Twelve Data, as of Oct 7, 2026, 6:13 AM UTC. The mid-market rate is the midpoint between the buy and sell prices banks trade at — the fair reference rate, not the price you’ll be charged.
How often does the USD/NGN rate update?
The live rate refreshes about once a minute, and every reading is stamped with its own UTC time so you always know how fresh it is. Past daily points are immutable — once a day closes, its rate never changes.
Why is this different from my bank’s rate?
The rate here is mid-market; banks and apps quote a slightly worse rate and keep the difference as their margin. For example, change $1,000.00 at 1,326.24 and you’d receive NGN 1,326,242.23. A provider adding a 2% margin would give about NGN 1,299,717.39 — roughly NGN 26,524.84 less. Compare any quote against the mid-market rate to see the true cost.